Capital Motors - Canton, OH
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Guaranteed Credit Approval

How does Guaranteed Credit Approval Work?

   

I get this question all the time, so I figured I could try and give some information to help everyone understand.

As mentioned our dealership offers 100% guaranteed credit approval. There is no such thing as a turn down and your credit "will be approved." The only Hurdle is you must make a minimum of $800 per month to qualify for the $200 minimum payment.

We have ten different credit tier levels that range from 1 - 10, with 1 being the best and 10 the most damaged. Even with bankruptcy, repo, foreclosure I say yes.

Once your application is submitted into our dealerships Credit Approval Processing Systems an approval takes no longer than 15 seconds...How's that for fast? The system will then create a list of vehicles in our inventory that will work easiest to hardest based on your application.

What Documents will you need?

This is another great question that depends on you. The information you provide me will be verified. We can work with SSI, Unemployment, Child Support, Temporary positions. Its not required that you have a checking account, but be advised the bank looks at the loan structure much more favorable if you do have one and can even save you money.

It's all very simple and very quick.

Another excellent benefit of our program is that they do report your monthly loan payments to all three major credit reporting agencies, which means you will be able to build and/or rebuild your credit. You also get a 2 yr warranty and gap rolled into the financing on
eligible vehicles that is considered to be second to none.



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1212 30th St NE - Canton, OH (330) 754-6801 -